Are you looking for a dependable, professional and customer service focused personal, business, life, and medical supplemental insurance company to help you with all your insurance needs? Well, you are in the right place! I would like to introduce you to Lafayette Insurance. Lafayette Insurance is located at 3111 Builder Drive, Suite 6, Lafayette, IN 47909. Visit their website at www.mylafayetteinsurance.com or reach them by phone at 765-474-2300. Lafayette Insurance is locally owned and operated. They represent multiple AM Best A rated insurance companies, so they are able to shop multiple companies to find the best coverage at the most affordable rate. They are also very customer service oriented and have excellent reviews on Google and Facebook. Find out more by visiting their website or giving them a call today!
Now that you know more about Lafayette Insurance, feel free to read our short article about medical supplemental and life insurance.
Two catastrophic things that can happen, which can home insurance totally cause havoc for a family is a breadwinner dying or having something really bad happen which forces them to stay in the hospital an extended period of time. Both of these things can turn a family upside-down and ruin lives. This is why it is so important to have adequate supplemental medical and life insurance.
The reason you would have medical supplemental insurance is because many times, medical insurance does not cover all of the costs of treatment at a hospital or through a medical care facility. This is not normally a big deal for routine doctors’ visits, extended stay in the hospital, but it can be a major problem if you’re involved in a major traffic accident, have cancer, need heart surgery and more. These life changing events have bankrupted many a family. If you work with an agent to ensure you have adequate health supplemental insurance, it can give you a piece of mind in the event that something major happens in your life to you or a family member.
Life insurance is essential! If you are the primary breadwinner for your family, you are going to need to ensure that their needs are taken care of in the event of your early demise. There are many formulas used to determine adequate coverage and there are many factors that come into play to determine the appropriate amount of coverage. Your medical history is an issue, so for this reason to determine the cost for an insurance policy many companies require a medical screening. Factors such as, asthma, heart conditions, your weight and more are used to determine the cost for your policy. As a general rule, most insurance companies suggest sic to ten times your average annual salary. Another calculation could be to determine the appropriate amount of life insurance is to multiply your average annual salary by the number of years left until retirement. Remember, all breadwinners in the household need life insurance. There are several different methods to measure how much life insurance you need, and a licensed agent can assist you. So, contact Lafayette Insurance today and one of their licensed insurance agents will be happy to assist you with all of your insurance needs!